Terms and Conditions
These Terms and Conditions ("Terms") govern access to and use of the Baltic Fundshore website and platform. Please read them carefully before using our services. This is a general draft and should be reviewed and adapted to your specific circumstances before publication.
Last updated: [Insert Date]
1. Acceptance of Terms
By accessing or using the Baltic Fundshore website, platform, or any related services (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Services.
2. Description of Services
Baltic Fundshore provides portfolio intelligence tools, reporting dashboards, and related informational content intended to assist users in reviewing and understanding their investment portfolios. The Services are provided for informational purposes and do not constitute financial, tax, or legal advice. Nothing on this website should be construed as a recommendation to buy, sell, or hold any particular investment or security.
3. No Investment Advice
Baltic Fundshore is not a regulated financial adviser and does not provide personalised investment recommendations. Any reports, forecasts, allocations, or figures presented through the Services are illustrative or informational in nature and should not be relied upon as the sole basis for any investment decision. You should seek independent professional advice before making financial decisions.
4. Eligibility and Account Registration
To access certain features of the Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during registration and to keep such information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
5. Acceptable Use
You agree not to use the Services in any way that:
- Violates any applicable law or regulation;
- Infringes the intellectual property or other rights of Baltic Fundshore or any third party;
- Attempts to gain unauthorised access to our systems, data, or networks;
- Involves the transmission of harmful code, malware, or disruptive technology;
- Interferes with or disrupts the integrity or performance of the Services.
6. Intellectual Property
All content, software, design, text, graphics, and other materials available through the Services are the property of Baltic Fundshore or its licensors and are protected by applicable intellectual property laws. No part of the Services may be reproduced, distributed, modified, or used for commercial purposes without prior written consent from Baltic Fundshore.
7. Subscription, Fees, and Payment
Where applicable, certain features of the Services may require payment of fees. Any fees, billing cycles, and payment terms will be disclosed to you prior to purchase. All fees are non-refundable except where required by applicable law or expressly stated otherwise. Baltic Fundshore reserves the right to modify pricing with reasonable prior notice.
8. Third-Party Links and Services
The Services may contain links to third-party websites or integrate with third-party data providers. Baltic Fundshore does not control and is not responsible for the content, accuracy, or practices of any third-party site or service. Inclusion of any link does not imply endorsement by Baltic Fundshore.
9. Disclaimers
The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Baltic Fundshore does not warrant that the Services will be uninterrupted, error-free, or secure, or that any data or projections presented will be accurate or complete.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Baltic Fundshore, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or investment value, arising out of or in connection with your use of, or inability to use, the Services, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless Baltic Fundshore and its affiliates from any claims, liabilities, damages, losses, or expenses arising out of your use of the Services, your violation of these Terms, or your violation of any rights of a third party.
12. Termination
Baltic Fundshore reserves the right to suspend or terminate your access to the Services at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or Baltic Fundshore's legitimate business interests.
13. Changes to These Terms
Baltic Fundshore may update these Terms from time to time to reflect changes in our practices, services, or legal requirements. Material changes will be indicated by updating the "Last updated" date at the top of this page. Continued use of the Services following any changes constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
16. Contact
If you have any questions about these Terms, please contact us through the details provided on our Contact page.